Building stronger financial futures for Salt Lake City residents


Apply for your preferred certified account here!

Find a local branch near you!

Bank On Salt Lake works to connect everyone to safe and appropriate financial products and services.
Bank On Salt Lake is a collaboration between financial institutions, community-based organizations and local government to help all residents have the opportunity to be financially healthy. Together, we are working to connect people to safe, affordable, and certified banking accounts. Our members also offer services and educational resources that help empower people and families to improve their financial capability, health and independence.

Free Income Tax Assistance

The IRS’s Volunteer Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs offer free basic tax return preparation for qualified individuals. Learn more here.

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Bank On National Account Standards

The CFE Fund’s Bank On National Account Standards provide local programs with a benchmark for account partnerships with financial institutions, and include both core and recommended features.

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The Present and Future of Bank On Account Data

A report by the CFE Fund and the Federal Reserve Bank of St. Louis

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Unbanked Households

US households are unbanked, without a checking or savings account.
Un- and Underbanked Households

Utah households are un- or underbanked
Unbanked cost per year

due to the use of costly alternative financial services for routine financial transactions.
Salt Lake
Our Partners

The Center for Economic Opportunity and Belonging at the EDCUtah

FDIC (Advisory)

U.S. Bank

JPMorgan Chase

Square Financial Services

United Way of Salt Lake

American United Federal Credit Union


Neighborworks Salt Lake

Holy Cross Ministries

Journey of Hope

International Rescue Committee

Bank Of America

Comenity Bank

City of South Salt Lake

Zions Bank

Tab Bank

Utah State Treasurer’s Office

Salt Lake County

Granite Credit Union


These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.

Certified accounts always allow free deposits, free withdrawals, and free bill payments.